What We Collect and Why It Matters
When you register, we collect your name, email address, and the mobile number linked to your account. When you add a payment method — DANA, OVO, or GoPay — we record the wallet identifier so deposits and withdrawals can be matched to your account accurately. Session
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data such as login timestamps, device type, and IP address is logged automatically; this helps us detect unusual access patterns and protect your account from unauthorised activity. We do not store your full e-wallet PIN or password at any point. Transaction records are kept for as
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long as your account is active and for a retention period after closure, as required by applicable rules in eligible regions. Cookies and similar tracking tools are used on our mobile and desktop interfaces to keep your session active and remember your wallet preferences — you
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can manage these through your browser or device settings. Any data we collect is used only for account operation, payment processing, and fraud prevention. We do not sell your personal data to third parties. Access to your stored data is restricted to authorised staff who need
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it to resolve account or payment queries. If you are accessing semut55 from Depok or anywhere else in Indonesia, this policy applies to your account subject to local law and the eligibility of your region.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.